Financing & Insurance

Financing & Insurance

Accessible Orthodontics in Livermore, Pleasanton, & Tracy

Smiles That Fit Your Budget

At Marcel Method Orthodontic Specialists, we believe cost should never stand between you and a smile you love.

That’s why we offer flexible financing options and transparent pricing to help patients throughout Livermore, Pleasanton, and Tracy find a payment plan that fits their budget.

Mother and daughter smiling together

Insurance Made Easy

Insurance can be confusing, but you don’t have to figure it out alone. Our team will help you understand your orthodontic benefits, file claims on your behalf, and answer any questions before and during treatment.

Here are just some of the insurance plans we accept:

  • Advantica
  • Aetna
  • Anthem
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • Metlife
  • Principal
  • United Concordia
  • United Healthcare
  • And more!

We also accept HSAs and FSAs to give you additional flexibility in paying for treatment.

*We don’t accept HMO plans.

Payment Plans Made Simple

Paid-in-Full Discount

Paying in full before treatment begins comes with a 3% discount on your treatment. It’s our way of helping you save while investing in a smile you’ll enjoy for years to come.

Budget-Friendly Payment Plans Through OrthoFi

OrthoFi gives you the flexibility to choose a payment plan that works for your budget and timeline. During your complimentary consultation, a Treatment Coordinator will walk you through the available options and help you find a solution you’re comfortable with.

You’ll be able to review everything before treatment begins, so you can feel informed and comfortable before making any decisions.

Convenient Direct Payment Options

Every family has different preferences when it comes to managing payments. We offer several convenient options so you can choose what works best for you.

  • Credit cards: Use any major credit card to pay toward your orthodontic treatment — we accept them all!
  • Automatic monthly payments: Set up automatic ACH payments and enjoy the peace of mind that comes with one less monthly task on your to-do list.
  • HSA/FSA: Your HSA or FSA funds can be used toward orthodontic treatment, helping you make the most of the money you’ve already set aside for healthcare expenses.